These general Terms and Conditions apply to all short term personal loans. Other specific terms and conditions may apply to this credit agreement between CJ Loans and the borrowers.
1. Loan Releases
1. Loan Releases
- The loan will be released via Smart Money, BPI Deposits and Gcash (but the borrower should shoulder the transaction fee depending on the amount of the loan) within 24 hours after approval of the loan with complete requirements.
1. Repayment
- Your repayments have been calculated using the interest rate in this loan agreement. You must pay the loan in a weekly basis including the interest . You need to designate an account for repayment of loans if its thru Smart Money, BPI deposits or Gcash. We only allow to renew loan once and should pay the full amount on the second due date.
2. Interest Rate
- The interest rate per day is 3% effective on the day after the release of loan.
3. Fees and Charges
- We charge 1.5% per day for any overdue account.
1-800LoanMart is the leading cash advance provider of non-traditional lending services since 2001. We provide loans directly to consumers, as well as through a network of business partners.
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